Thank You for Your Interest In Credit Union Mortgage Association
Information on this page will provide you with details on how Credit Union Mortgage Association, Inc. (CUMA) can help you and your clients.
About CUMA
- Established in 1978, locally owned and operated
- Serves credit union members and non-members alike
- Offers a broad range of mortgage products designed to meet the needs of your clients
- In-house processing, underwriting, and closing departments so your client’s loan never leaves our Fairfax office
- Access to all secondary market products
Mortgage Programs Offered
- FHA/VA, Conventional, and Jumbo Products
- Portfolio Products – many of our credit unions offer specialty products such as financing up to 97% LTV, and 90% no PMI loans
- HarmonyLoan – The loan with a one “Click” rate reset option
CUMA Advantage
- Competitive rates and no hidden fees
- For your clients in Maryland, Virginia or the District of Columbia, credit union membership is not necessary to obtain financing through CUMA
- Dedicated origination staff available to meet with you and your clients in the evenings or on weekends
- 24/7 web access allows your client to:
- Apply for a loan and obtain a decision in as little as 15 minutes
- Obtain a free preliminary (and accurate) Loan Cost Estimate
- Onsite processing and underwriting shortens processing and approval timeframes so your client gets to settlement quicker
Credit Union Advantage
- For your clients who are willing to join a credit union, access to special financing options and closing cost assistance programs may be available
- CUMA staff can assist your client with becoming a credit union member at little or no cost
Most importantly, your client does NOT have to be a member of a credit union to take advantage of all the great services CUMA has to offer!
We are dedicated to ensuring a smooth, hassle-free experience, for you and your client!